Explore our blog to maximise your affordability with Prosper Home Loans. Our experts find the best UK mortgage rates. Get started with a free online quote.
Getting your budget clear before you fall in love with a home is one of the smartest moves you can make. When you know what you can borrow and what you feel ...
Shared ownership can open the door to a home you genuinely like, in an area you actually want to live in, without needing the sort of deposit that feels out ...
A mortgage for a new-build property can feel harder to get than a mortgage on an older home. There are tight deadlines from developers, slightly stricter rul...
Getting a mortgage as a sole trader can feel harder than it should be. You might have a high income and a healthy business, yet still find lenders questionin...
A mortgage affordability calculator feels like an easy first step. Type in your income, tap a few buttons, and you have a number that looks like your home-bu...
You have sent your mortgage application, uploaded all your documents, and seen the little confirmation message. Then everything goes quiet. What is actually ...
Your job type directly affects how much deposit you may need for a mortgage. Lenders are really looking at one big thing: how confident they are that your in...
Using a mortgage stress test calculator and seeing a big red warning can feel like a punch in the stomach. One minute you are excited about buying or moving,...
Working out how much you can borrow is not as simple as typing numbers into a mortgage affordability calculator and hoping for the best. Lenders look at your...
Applying for a mortgage when you have missed payments, defaults, or a low credit score can feel scary. Many people assume that one look at their credit file ...
Getting a mortgage when you are self-employed can feel like you are being checked twice, once for your income and again for your deposit. Lenders want to see...
Buying a home together is a big step, both emotionally and financially. One of the first things many couples do is get a mortgage agreement in principle so t...